Financial Freedom
I need to write a blog in order to distract myself.
I'm a little annoyed... a little blue... and not particularly in the mood to travel down this vortex again. So... let's wave the magic blog-wand and propel our mind to higher ground!
"Blog-wand"... should I be wearing a pink tutu and wings?
Let's think happy thoughts.
A ha! I've found one! I'm smiling! Why?
Because I will be paying off my debt within the first 10 days of 2009!! (All except my car payments, but I'm fine with that.)
How? Well, none of your business. It's admittedly not the best way to go about it, but, I didn't have to kill anyone, or sleep with anyone, and best of all, it was my idea and I followed through with it. Independence is empowering. I'm pleased, and that's all that really matters.
What does this mean? This means freedom! Freedom to finally save for the house I've been yearning for. Freedom to save for the vacations I've been dreaming of. Freedom from the stress involved of never getting ahead of those damned credit card payments.
Discover, Chase, kiss my ass!
My idea of being "financially stable" means having enough money in the bank to see me through, at minimum, two months of unemployment. At this particular moment, my bank balance is $5.27... Ouch. Christmas hurts. What's worse is I'm not done! I await tomorrow's paycheck, and then I'm off to IKEA, Wal-Mart, Cub Foods, and Holiday Gas Station...
It is my goal, that this desperate money crunching never happens again.
I will be financially stable, damn it!
Life is unpredictable, but I'm not stupid. It's about time I let my wallet in on that fact.
This also means, I need to learn self-control when shopping. Ugh. That's hard.
See, I do not believe in window shopping. It drives me crazy. If I see it and want it, I decide right then and there whether I buy it or not. I do not go home to ponder the purchase, and take my chances that it might still be waiting for me the next time I visit. NO! I decide if it's worth it, if I need it, how bad I want it and then either buy it or don't buy it. Simple. Done. Move on. (You can usually return it later, if you change your mind.)
Also, I do not always go shopping solely because I'm in need of something. Although I've become much better at this. See, when your bank account only has $5.27, you just don't leave the house... But seriously. A few years ago you would have seen me shopping, I kid you not, almost weekly. Oh it might be a simple trip, perhaps to pick up a single prescription, and leave three bags later... after all, we all need toilet paper, laundry detergent, a cherry Coke and an animated Spiderman alarm clock... Or, perhaps I'll walk into Lane Bryant, just to see what's in, and come out with a pair of pants and two shirts... I am not a shopaholic, but I am impulsive.
As I said, that was a few years ago, and although I still don't believe in window shopping (unless I'm comparing in order to find "the best"), I tend to do more of my shopping as the need arises. Now, I'll have to make sure that my finances and the need meet on agreeable terms.
I'm feeling hopeful. 2009 might turn out to be ok.
Well... at least in this department.
What else is there to fix? Ha. How much time do we have?
Right. Let's save that for another day. I want to bask in hope a little longer.
I'm a little annoyed... a little blue... and not particularly in the mood to travel down this vortex again. So... let's wave the magic blog-wand and propel our mind to higher ground!
"Blog-wand"... should I be wearing a pink tutu and wings?
Let's think happy thoughts.
A ha! I've found one! I'm smiling! Why?
Because I will be paying off my debt within the first 10 days of 2009!! (All except my car payments, but I'm fine with that.)
How? Well, none of your business. It's admittedly not the best way to go about it, but, I didn't have to kill anyone, or sleep with anyone, and best of all, it was my idea and I followed through with it. Independence is empowering. I'm pleased, and that's all that really matters.
What does this mean? This means freedom! Freedom to finally save for the house I've been yearning for. Freedom to save for the vacations I've been dreaming of. Freedom from the stress involved of never getting ahead of those damned credit card payments.
Discover, Chase, kiss my ass!
My idea of being "financially stable" means having enough money in the bank to see me through, at minimum, two months of unemployment. At this particular moment, my bank balance is $5.27... Ouch. Christmas hurts. What's worse is I'm not done! I await tomorrow's paycheck, and then I'm off to IKEA, Wal-Mart, Cub Foods, and Holiday Gas Station...
It is my goal, that this desperate money crunching never happens again.
I will be financially stable, damn it!
Life is unpredictable, but I'm not stupid. It's about time I let my wallet in on that fact.
This also means, I need to learn self-control when shopping. Ugh. That's hard.
See, I do not believe in window shopping. It drives me crazy. If I see it and want it, I decide right then and there whether I buy it or not. I do not go home to ponder the purchase, and take my chances that it might still be waiting for me the next time I visit. NO! I decide if it's worth it, if I need it, how bad I want it and then either buy it or don't buy it. Simple. Done. Move on. (You can usually return it later, if you change your mind.)
Also, I do not always go shopping solely because I'm in need of something. Although I've become much better at this. See, when your bank account only has $5.27, you just don't leave the house... But seriously. A few years ago you would have seen me shopping, I kid you not, almost weekly. Oh it might be a simple trip, perhaps to pick up a single prescription, and leave three bags later... after all, we all need toilet paper, laundry detergent, a cherry Coke and an animated Spiderman alarm clock... Or, perhaps I'll walk into Lane Bryant, just to see what's in, and come out with a pair of pants and two shirts... I am not a shopaholic, but I am impulsive.
As I said, that was a few years ago, and although I still don't believe in window shopping (unless I'm comparing in order to find "the best"), I tend to do more of my shopping as the need arises. Now, I'll have to make sure that my finances and the need meet on agreeable terms.
I'm feeling hopeful. 2009 might turn out to be ok.
Well... at least in this department.
What else is there to fix? Ha. How much time do we have?
Right. Let's save that for another day. I want to bask in hope a little longer.
posted by Laila at 6:16 PM
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